Consumer Participation at the NAIC

Advancing Health,
Protecting Consumers

Consumer Participation at the NAIC is dedicated to ensuring the voices of consumers are heard in the realm of insurance regulation.

42 NAIC Consumer Representatives in 2025

Appeals, denials, and prior authorization

Prescription drugs

Prev.Serv.Rpt.Cover_08.2023

Preventive Services Coverage and Cost-Sharing Protections Are Inconsistently and Inequitably Implemented

Preview of Preventive Services Coverage and Cost-Sharing Protections Are Inconsistently and Inequitably Implemented PDF document.

Research & Reports

Discover our comprehensive reports & presentations.

Equity-Charges-for-NAIC-2025

Consumer Representative Letter on SCORI Charge Integration

Preview of Consumer Representative Letter on SCORI Charge Integration PDF document.

Consumer-Rep-B-Committee-Priorities-2025.docx

Consumer Representative 2025 Priority Letter to B Committee (Health)

Preview of Consumer Representative 2025 Priority Letter to B Committee (Health) PDF document.

Heading (Facebook Post (Square)) - Sample text 2

Report on Artificial Intelligence and Health Insurance

Preview of Report on Artificial Intelligence and Health Insurance PDF document.

PPT slide that says "The Impact of the Enhanced Premium Tax Credit on Uninsurance, Premiums, and State Innovation"

The Impacts of the Enhanced Premium Tax Credit on Uninsurance, Premiums, & State Innovation

Preview of The Impacts of the Enhanced Premium Tax Credit on Uninsurance, Premiums, & State Innovation PDF document.

First page of 1557 ltr. to NAIC on excepted benefits

ACA 1557 Protections as they apply to Excepted Benefits Markets

Preview of ACA 1557 Protections as they apply to Excepted Benefits Markets PDF document.

Presentation.CL_Protect.Consumers.from_.Ind_.Hlth_.Ins_.Marketing.Sales_.Abuses_12.03.2020

Protecting Consumers from Health Insurance Marketing and Sales Abuses

Preview of Protecting Consumers from Health Insurance Marketing and Sales Abuses PDF document.

Equity-Charges-for-NAIC-2025

Consumer Representative Letter on SCORI Charge Integration

Preview of Consumer Representative Letter on SCORI Charge Integration PDF document.

Consumer-Rep-B-Committee-Priorities-2025.docx

Consumer Representative 2025 Priority Letter to B Committee (Health)

Preview of Consumer Representative 2025 Priority Letter to B Committee (Health) PDF document.

Heading (Facebook Post (Square)) - Sample text 2

Report on Artificial Intelligence and Health Insurance

Preview of Report on Artificial Intelligence and Health Insurance PDF document.

PPT slide that says "The Impact of the Enhanced Premium Tax Credit on Uninsurance, Premiums, and State Innovation"

The Impacts of the Enhanced Premium Tax Credit on Uninsurance, Premiums, & State Innovation

Preview of The Impacts of the Enhanced Premium Tax Credit on Uninsurance, Premiums, & State Innovation PDF document.

First page of 1557 ltr. to NAIC on excepted benefits

ACA 1557 Protections as they apply to Excepted Benefits Markets

Preview of ACA 1557 Protections as they apply to Excepted Benefits Markets PDF document.

Presentation.CL_Protect.Consumers.from_.Ind_.Hlth_.Ins_.Marketing.Sales_.Abuses_12.03.2020

Protecting Consumers from Health Insurance Marketing and Sales Abuses

Preview of Protecting Consumers from Health Insurance Marketing and Sales Abuses PDF document.