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The Consumer Representatives to the NAIC individually and collectively produce research, analysis, educational materials, comment letters, and other materials that help inform the work of state insurance regulators and other stakeholders. Many of these products are included below. We hope this information is helpful to regulators as they work to protect consumers and advance health equity; consumer health advocates working in individual states; media covering consumer issues in health insurance; and other audiences.

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Presentation.CL_Protect.Consumers.from_.Ind_.Hlth_.Ins_.Marketing.Sales_.Abuses_12.03.2020
Protecting Consumers from Health Insurance Marketing and Sales Abuses
Preview of Protecting Consumers from Health Insurance Marketing and Sales Abuses PDF document.
Presentation_Drivers.Medical.Debt-Protections-Fedl-Actions_11.2023
Drivers of Medical Debt and Federal Protections
Preview of Drivers of Medical Debt and Federal Protections PDF document.
Presentation.CL_Health.Plan_.Cap_.for_.Affordable.Housing.Comm_.Dev_12.2020
Leveraging Health Plan Capital for Affordable Housing and Community Development
Preview of Leveraging Health Plan Capital for Affordable Housing and Community Development PDF document.
Commen.Ltr_-CR-Recs-for-Changes-to-NAIC-HMO-Model-Act-430_03.2020
Recommendations for Changes to NAIC HMO Model Act (#430)
Preview of Recommendations for Changes to NAIC HMO Model Act (#430) PDF document.

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Prescription drugs
Other health
Other
Mental and behavioral health
Major reports
Long term care
Health equity
Appeals, denials, and prior authorization
Prescription drugs
Other health
Other
Mental and behavioral health
Major reports
Long term care
Health equity
Appeals, denials, and prior authorization