December 2023 Comments on Model 171
Summary
Dated December 1, 2023, this letter from NAIC Consumer Representatives addresses proposed revisions to Model #171, particularly objecting to the inclusion of mental health and substance use disorders as allowable exclusions in supplemental and short-term policies. The representatives argue that such exclusions are outdated and contradict the NAIC’s commitment to mental health parity. They recommend removing these exclusions to better protect consumers and align with modern mental health standards.
