Resources

The Consumer Representatives to the NAIC individually and collectively produce research, analysis, educational materials, comment letters, and other materials that help inform the work of state insurance regulators and other stakeholders. Many of these products are included below. We hope this information is helpful to regulators as they work to protect consumers and advance health equity; consumer health advocates working in individual states; media covering consumer issues in health insurance; and other audiences.

Major reports

By Date
Alpha Sort
Comment.Ltr_On-NAIC-White-Paper-Draft-A-Guide-to-Understanding-PBM-and-Assoc-Stakeholder-Reg_11.2023
Comments on NAIC White Paper Draft on PBM Regulation (November 2023)
Preview of Comments on NAIC White Paper Draft on PBM Regulation (November 2023) PDF document.
Comment.Ltr_On-NAIC-White-Paper-Draft-A-Guide-to-Understanding-PBM-and-Assoc-Stakeholder-Reg_09.2023
Comments on NAIC White Paper Draft on PBM Regulation (September 2023)
Preview of Comments on NAIC White Paper Draft on PBM Regulation (September 2023) PDF document.
Prev.Serv.Rpt.Cover_08.2023
Preventive Services Coverage and Cost-Sharing Protections Are Inconsistently and Inequitably Implemented
Preview of Preventive Services Coverage and Cost-Sharing Protections Are Inconsistently and Inequitably Implemented PDF document.
Comment.Ltr_Consumer-Representatives-Comments-on-NAIC-White-Paper-Draft-Guide-to-Understanding-PBM-and-Assoc-Stakeholder-Regs_06.2023
Comments on NAIC White Paper Draft on PBM Regulation (June 2023)
Preview of Comments on NAIC White Paper Draft on PBM Regulation (June 2023) PDF document.
022423-Model-171-Consumer-Comments-Draft-Subsection-H-Language
Comments on Model 171, definitions of “Short-term, limited-duration health insurance
Preview of Comments on Model 171, definitions of “Short-term, limited-duration health insurance PDF document.
Consumer-rep-comments-model-171-sections-9-and-10-11182022
Comments on Model 171, Required Disclosure Provisions
Preview of Comments on Model 171, Required Disclosure Provisions PDF document.